Medicare


Medicare is the federal health insurance program for people who are 65 and older, or younger individuals who may qualify because of a disability, End-Stage Renal Disease, or other special circumstances.

Did you know there are more than just two parts to Medicare?

  • Medicare Part A and B are considered original Medicare
  • Medicare Part C and D are in addition to original Medicare

The Breitenfeldt Group can assist you every step of the way to ensure you get the right Medicare options to fit your needs.

When do I have to sign up for Medicare?

Generally, most people will enroll in Medicare 3 months prior to the month they turn 65. However every situation is unique and we at the Breitenfeldt Group are here to assist you in determining when it is appropriate for you to enroll.

I am still working and turning 65 soon, do I have to enroll in Medicare?

This depends on your company’s current health care plan. Every situation is different, and our expert staff at the Breitenfeldt Group can educate and advise you on your options.

I have questions about my Medicare plan. Who can I call?

Contact The Breitenfeldt Group. We have support staff available to assist you Monday through Friday from 8am to 4pm.

If I am on a Cobra plan, do I still need Medicare part B?

Yes! Cobra is not considered Medicare creditable coverage.

I currently fill my prescriptions at the VA, do I need a prescription drug plan (Medicare Part D)?

It is best to seek individual advice on your situation. However, VA is considered creditable prescription coverage and you would not be penalized in the event that you did not select a Medicare Part D plan.

How can the Breitenfeldt Group ensure that I am on an appropriate Medicare plan?

We will review your Medicare plans during each annual enrollment period and find the most appropriate, cost effective plan for you.