The Breitenfeldt Group is here to educate and advise on many different insurance options for seniors.
“Roadmap to Medicare and Social Security” can be your key to mapping your way through this important transition.
Our short group presentation provides you with the opportunity to discuss your personal situation with an experienced advisor. This is an informational event with no sales and there is no charge for our services. Take advantage of the opportunity to talk to a professional about your situation today.
To make a difference by committing to an ongoing culture of kindness, collaboration, and mentorship to better serve each other and our valued clients.
If you have questions regarding Medicare, Social Security, or retirement planning, we encourage you to contact us. We can help you get the information you need.
Roadmap to Medicare Meetings
Preparing for Social Security and Medicare can be an anxious time and many people would appreciate a little guidance.
You can enroll into A&B of Medicare up to 3 months prior to turning 65. Whether or not you should take Medicare at this time will depend on your unique situation. Contact us today to discuss your Medicare Time line.
So long as your employer sponsored coverage meets Medicare standards you do not need to make a change. But, the size of the employer and quality of coverage can affect when you will need to enroll into Medicare.
If you have postponed Medicare or have a Heath Savings Account, it could impact your enrollment into Original Medicare and your retirement plans. Making sure you are doing things at the right time is important to avoid delays or laps in coverage.
Medicare can increase your Part B of Medicare premium by 10% for each 12 months that you neglected to enroll. Typically, your ability to enroll will also be restricted to the General Enrollment Period. Call us today to see if this applies to you.
Medicare Advantage, Medigap, PPO, HMO… The list is long when it comes to coverage options. We work to find solutions for each of our client’s lifestyle needs.
Medicare can penalize you for not having creditable prescription drug coverage.
Full Retirement age varies for individuals based on their birth year. We have a Social Security expert on hand to help you with the timing of collecting your benefits.